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Privacy Notice
CapWest Securities, Inc. ("CapWest")
takes your privacy very seriously. We share a commitment to protect your privacy
and the confidentiality of your personal and financial information.
As providers of products and services that involve
compiling personal – and sometimes, sensitive – information, protecting the
confidentiality of that information has been, and will continue to be, a top
priority of CapWest's. We believe that you should know about the information we
collect, the measures we take to safeguard it, and the situations in which we
might share information with select business partners.
This
notice explains how CapWest handles – and protects – the personal information we
collect. The information we collect and the extent to which we use it will vary
depending on the product or service involved.
Our privacy promise derives from basic principles of
trust, ethics, and integrity:
1. We collect only the customer information necessary to
consistently deliver responsive products and services. CapWest collects
information that helps serve your financial needs; provide high standards of
customer service; develop and offer new products or services for our customers
and potential customers; and fulfill legal and regulatory requirements. The
information collected generally varies depending on the products or services you
request and may include:
• Responses from your
employer, benefit plan sponsor, or association regarding any group products we
may provide, for example, name, age, address and Social Security
number.
• Third-party reports, such as consumer
credit history, motor-vehicle records, demographic, and/or medical information,
if relevant to your product or service.
•
Information about your relationships with us, such as products or services
purchased, and account balances (if applicable), which we may obtain in writing,
during telephone or Internet transactions.
2. We maintain safeguards to ensure information
security.
We have implemented security standards and processes –
including physical, electronic and procedural safeguards – to ensure that access
to customer information is limited to employees, registered representatives and
agents who may need it to do their jobs. They are required to respect the
confidentiality of all customer information.
3. We limit how, and with whom, we share customer
information. First and foremost, we do not sell lists of our customers, nor do
we disclose customer information to marketing companies outside of CapWest, with
the exception of companies we may hire to provide specific services for us, as
described below. Under no circumstances do we share medical information for
marketing purposes.
We
will share customer information only for the following
reasons:
When it is necessary to disclose information to third
parties to effect, administer, or enforce a transaction that you request or
authorize – for example, when we provide information we collect to a mutual fund
company from which you wish to purchase shares.
When
you have requested a life insurance product, CapWest may use a common
application to avoid multiple medical tests; in this way, the information you
provide and authorize us to obtain may subsequently be used by one or all of
these companies as necessary to determine – and offer to you – the product most
appropriate for your needs.
We may be required by law or regulation to disclose
information to third parties – for example, in response to a subpoena; to
prevent fraud; and to comply with rules of, or inquiries from, industry
regulators.
In
some cases, we may share information we collect – for example, name, address,
age and Social Security number, with other businesses and/or associates such as
our brokers, insurance companies and agencies to process or service a
transaction you have requested, to facilitate enhanced customer services, or to
inform you of financial products or services you may find useful. The registered
representative or agent with whom you work to obtain financial products and
services may use the personal information about you in his or her files to
advise you of other products or to help you with your overall financial
strategy.
As permitted by federal and state laws, we may share or
exchange information with companies engaged to work with us, such
as:
• Third-party administrators and vendors hired
to effect, administer or enforce a transaction that you request or authorize; to
develop or maintain software; or to perform marketing
research.
• Financial services entities, such as
banks, credit unions, credit union service organizations, thrifts, thrift
service organizations, insurance companies, or securities broker/dealers, with
which we have joint marketing agreements. The information we may share is
described in Section 1.
• Reputable consumer
reporting agencies in connection with your application or renewal of insurance
coverage.
Other than what is described herein, we won't share
information about you with third parties to market products to you, unless we
tell you about it first, and give you a chance to say no.
We uphold these privacy principles
throughout CapWest and with our business partners. Companies with which we share
customer information are required to maintain the confidentiality of that
information.
We
will reaffirm this policy annually in writing, as long as you maintain an
ongoing relationship with CapWest. This policy may change from time to
time.
In this notice of our Privacy Statement,
the words "you" and "customer" are used to mean any individual who obtains or
has obtained a financial product or service from CapWest that is to be used
primarily for personal, family or household purposes.
2002. Financial Industry Regulatory Authority
(FINRA).
All rights reserved.
Member FINRA, SIPC, MSRB
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Disclaimer: At certain places on this website, live "links" to other internet addresses can be accessed. Such external
internet addresses contain information created, published, maintained, or otherwise posted by institutions, organizations
or individuals independent of CapWest Securities, Inc. CapWest Securities, Inc. does not endorse, approve, certify, or
control these external internet addresses and does not guarantee or assume responsibility for the accuracy, completeness,
efficacy, timeliness, or correct sequencing of information located at such addresses. Use of any information obtained from
such addresses is voluntary, and reliance on it should only be undertaken after an independent review of its accuracy,
completeness, efficacy, and timeliness. Reference therein to any specific commercial product, process, or service by
trade name, service mark, manufacturer, or otherwise does not constitute or imply endorsement, recommendation, or
favoring by CapWest Securities, Inc. All information was obtained from sources believed to be reliable, but is not
guaranteed and is subject to change without notice.
No part of this site may be reproduced or transmitted in any form by any means (electronic, photocopy, recording, or otherwise)
without the written permission of CapWest Securities, Inc., Lakewood, Colorado. CapWest Securities, Inc. is securities licensed to
transact business in all 50 states. This website is not intended as a solicitation of business.
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CapWest Securities, Inc. All rights reserved.
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